Banking and Financial Services

2023 Regular Session

Banking and Financial Services

Bill Number Bill Description Bill Status
HB 72
Not Rated
Motor vehicle lien; authorize mechanic to seek title from title loan company after nonpayment for services. Dead
Analysis:
HB 153
Not Rated
Public employees; exempt from bad check fees caused by error in direct deposit made by their employer or retirement system. Dead
Analysis:
HB 571
Not Rated
Credit reports; prohibit release of information unless authorized by the consumer. Dead
Analysis:
HB 716
Not Rated
Pawnbrokers, title pledge lenders and check cashers; reduce maximum rate of interest that they may charge for their services. Dead
Analysis:
HB 789
Good Policy
Prohibiting Financial Surveillance Act; create. Dead
Analysis: This bill helps protects Mississippians and their finances from privacy violations from the Biden administration by prohibiting financial institutions in the state to report on law abiding citizens.
HB 822
Not Rated
Small Business Bridge Loan Program; create. Dead
Analysis:
HB 880
Good Policy
Mississippi Consumer Privacy Act for State Agencies; create. Dead
Analysis: The bill prohibits state agencies from making personal information public record.
HB 881
Not Rated
Consumer credit record; provide maximum amount that may be charged for improving. Dead
Analysis:
HB 882
Bad Policy
Renaissance Assistance Program to Initiate Development; create to assist small businesses. Dead
Analysis: This bill is using taxpayer money to create a fund to loan money to small businesses. That is not the proper of government.
HB 1030
Neutral
Motor Vehicle Sales Finance Law; clarify employees of state licensee may work remotely. Alive
Analysis: This bill allows for employees of a state licensee to work from home. This could save taxpayers money on office expenses.
HB 1041
Neutral
State depositories; revise certain definitions relating to align with federal regulatory standards. Dead
Analysis: The bill revises the definition for regulatory capital to align with federal standards
HB 1123
Bad Policy
Delivery of payment services; regulate. Dead
Analysis: This bill allows the government to regulate private business and dictate how companies write their contracts and terms.
HB 1271
Not Rated
Commercial Financing Disclosure Law; create. Dead
Analysis:
HB 1439
Not Rated
Mississippi Fair Housing Act; create. Dead
Analysis:
SB 2215
Neutral
State depositories; revise definition of 'primary capital.' Alive
Analysis: The bill revises the definition for regulatory capital to align with federal standards
SB 2648
Not Rated
Financial Institutions; Earned wages access. Dead
Analysis:
KEY: * = Amended % = 3/5ths Vote Required V = Vetoed
  $ = Revenue @ = Exempted From Deadline P = Partially Vetoed